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Carolina Small Business Development Fund is a statewide, 501(c)(3) nonprofit Community Development Financial Institution that provides capital, technical assistance, and policy research to light the way for small businesses in North Carolina. 

We dream of a North Carolina where there is economic opportunity for all.

Financial Capital

CSBDF provides financing solutions and guidance to help entrepreneurs achieve their business goals. We provide financing to both start-ups and existing businesses in North Carolina and we are dedicated to supporting entrepreneurs throughout the life of their loan. Our loan process begins with a business consultation so we can assess an entrepreneur's specific needs and recommend the best suite of options to ensure success.

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Business Solutions

Because we believe that those who go into businesses for themselves should never be left by themselves, we offer a suite of business solutions and technical assistance programs to support entrepreneurs from all walks of life. Contact our Business Solutions team and/or learn more about our technical assistance programs. 


Policy, Research, and Impact

We believe that enriching the economic landscape for entrepreneurs and communities requires thorough investigation into the challenges they face and proposing solutions that are backed by good data and paradigm-challenging research. We are proud to work with practitioners from economic development agencies, governments, and leading universities across the U.S. to produce nonpartisan analyses, practical insights, and peer-reviewed scholarship that's light on jargon and heavy on impact.  

Programa Empresarial Latino

Programa Empresarial Latino is a CSBDF program that provides bilingual business assistance, including access to capital, technical assistance, and other business management tools that empower Latino entrepreneurs in North Carolina. Programa Empresarial Latino supports our state's Latino community in overcoming barriers to accessing business growth and development resources.

Special Programs

CSBDF is proud to be a dedicated partner of local municipalities and state government agencies. Through our public partnerships, we are able to offer special programs that offer capital and technical assistance to small business owners. 


Western Women's Business Center

Through a cooperative agreement with the U.S. Small Business Administration, CSBDF operates the Western Women's Business Center. The WWBC serves 22 counties in Western North Carolina and connects women and minority entrepreneurs to capital, one-on-one business counseling, technical assistance, and other business resources.

Digital Learning Academy

Through a host of partnerships with financial institutions, industry leaders, and business development experts, CSBDF supports entrepreneurs through our free Digital Learning Academy. Our DLA provides educational opportunities to help small business owners enhance their skills on their own schedule. The DLA includes courses on financial management, marketing, capital access, and much more.



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