FINANCE & MONEY

Understanding your business means also understanding how your business earn, spends and invests its money. These online resources will provide you with in-depth information to enhance your small business financial literacy.

Download this financial projections Excel template to calculate your startup expenses, payroll costs, sales forecast, cash flow, income statement, balance sheet, break-even analysis, financial ratios, cost of goods sold, amortization and depreciation for your small business.

For assistance in completing Score Financial Projections Template template, we recommend downloading this Financial Projections Template Guide.

Use this template to help you build and understand your business's cash flow.

The SBTDC’s Capital Opportunities for Small Businesses provides information about financial resources available to small businesses in North Carolina. The SBTDC publishes this in an effort to support the growth of North Carolina’s economy and to educate and serve the small business community.

The SBTDC’s Guide to Selling a Small Business contains an overview of the key steps and documents involved in the sale of a small business.

Here's a list of credit repair resources compiled by CSBDF.

Are you looking for tips to improve your credit score? View this guide published by the Small Business Development Center.

The Carolina Small Business Development Fund (CSBDF) has developed this Resource Guide
to assist you in getting the support you need to develop and manage accounting practices
properly giving you more time to focus on other equally important areas of your business.

If you're taking out a loan with Carolina Small Business, chances are, you'll hear the term "equity injection" as you move through the loan process. Read this brief guide that explains what an equity injection is and some of the ways you can contribute equity towards your business loan.

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