How CSBDF’s small business lending drives jobs, payroll earnings, and tax revenue across North Carolina Executive Summary CSBDF’s lending generates meaningful and measurable economic value for communities across North Carolina. Using IMPLAN economic modeling software, this report estimates the economic impacts of CSBDF’s small business loans during fiscal years 2024 and 2025, as well as the cumulative impact of CSBDF’s lending activity since 2011. The report’s findings show t