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How CSBDF’s small business lending drives jobs, payroll earnings, and tax revenue across North Carolina Executive Summary CSBDF’s lending generates meaningful and measurable economic value for communities across North Carolina. Using IMPLAN economic modeling software, this report estimates the economic impacts of CSBDF’s small business loans during fiscal years 2024 and 2025, as well as the cumulative impact of CSBDF’s lending activity since 2011. The report’s findings show t

This report documents CSBDF’s partnership with the City of Durham to support small businesses recovering from the economic impacts of the COVID‑19 pandemic. While CDFIs are widely recognized for delivering emergency capital to small firms during times of crisis, this report highlights how CDFIs can also serve as effective local partners—providing technical assistance, small grants, and access to capital that help entrepreneurs stabilize and grow. By sharing our approach and o

Introduction Hurricane Helene delivered a devastating blow to Western North Carolina’s entrepreneurial ecosystem, upending businesses,...

Following Hurricane Helene, the CSBDF research team conducted a survey of almost 140 WNC entrepreneurs that received services from its...